What is Investment Planning?
An Investment means keeping aside money today, to get a higher return in the future. Investment planning needs to be done based on the risk you are able to handle. If you are risk averse you must invest in fixed income securities. The money you invest is safe and you get interest on it. You can invest in equity if you like to take risks in your investments. You can invest your money in shares or equity mutual funds to get higher returns, if you are a risk aggressive investor.

These are some of the financial instruments you would consider:

Public Provident Fund
5 year bank Fixed Deposits
National Savings Certificate
Senior citizens savings scheme
Post office monthly income scheme


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