Independent House
If you want to live alone with your family and not have several neighbors as in an apartment, then you must choose an independent house. You must choose the property and then you can have an independent house or a villa constructed on it. The independent house or a villa is going to cost you much more than an apartment.

Tax benefits of an Independent house
Your repayment of the principal amount of the home loan (EMI principal), up to INR 1.5 lakh per annum, and is eligible for a tax deduction under Section 80 C. You are eligible for a tax deduction of INR 2 lakhs per year, on the interest you pay for your home loan, if your property is self occupied under Section 24.


B Karunakar
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